Archive for the 'consumerism' Category

negotiation tactics & feeling strange: haggling down your credit card rate
September 18, 2007

I called two weeks ago to request our credit card rate be reduced; they complied with a one percentage point reduction.
I’m torn on this whole issue. Because for the sake of true blue ownership — I knew the terms of this card and used it anyway, fully aware. [...]

marital money mantra #3: giving gifts is not a license to be financially irresponsible
August 30, 2007

Oh the irony of having vision with blurred discernment.
Mmmmmaybe that’s one of my top embarrassing fiscal decisions considering two things:
1) My ego thinks she’s fiscally disciplined;
2) In that same week I barked at my husband for over-spending.
Yup I’m rolling in imperfection! Dang if that mantra isn’t worth [...]

Savings fable + financial planner says his clients spend, spend, spend
August 16, 2007

Stunned I say, stunned!
10 second video: how much his clients overspend per a DC-area financial planner

What drives that spending itch?
In a meeting with a financial planner this week, I asked him how much a higher income impacted one’s success at saving.
He then shared this [...]